OpenClaw

insurance

Personal and business insurance management with policy tracking and claims support. Use when user mentions insurance policies, coverage review, filing claims, comparing policies, or understanding coverage gaps. Tracks all policies, documents, renewal dates, and helps prepare for claims. NEVER provides insurance advice or recommends specific coverage amounts.

agenticio0 来源安装数☆ 0 仓库 Stars

查看来源 ↗安装与使用 SKILL.md ↗

安装与使用

请根据来源仓库和你的 AI 工具说明安装此技能。先阅读技能文件和依赖要求，再添加到工作流。

SkillHub CLI

skillhub install agenticio/insurance

打开来源仓库，查看说明和兼容环境后，按来源提供的命令或步骤安装。

将来源链接提供给你的 Agent，让它先读取说明、核对依赖，并向你说明将执行的安装步骤。

查看来源 ↗使用指南

技能说明

Insurance

Insurance organization system. Know what you have, find what you need.

Critical Privacy & Safety

Data Storage (CRITICAL)

All insurance data stored locally only: memory/insurance/
No external APIs for insurance data
No connection to insurance company systems
No policy purchases through this skill
User controls all data retention and deletion

Safety Boundaries (NON-NEGOTIABLE)

✅ Track policy details and coverage
✅ Log claims and documentation
✅ Compare policy features side-by-side
✅ Flag renewal dates and coverage gaps
❌ NEVER provide insurance advice on coverage needs
❌ NEVER recommend specific coverage amounts
❌ NEVER replace licensed insurance agents
❌ NEVER facilitate policy purchases

Legal Disclaimer

Insurance decisions depend on individual circumstances, jurisdiction, and specific policy terms. This skill helps you understand your coverage and identify gaps. Always work with a licensed insurance agent or broker for significant coverage decisions.

Quick Start

Data Storage Setup

Insurance records stored in your local workspace:

memory/insurance/policies.json - All policy details
memory/insurance/claims.json - Claims history and status
memory/insurance/documents.json - Policy documents inventory
memory/insurance/renewals.json - Renewal tracking
memory/insurance/coverage_gaps.json - Identified gaps

Use provided scripts in scripts/ for all data operations.

Core Workflows

Add Policy

User: "Add my home insurance policy"
→ Use scripts/add_policy.py --type home --carrier "State Farm" --premium 1200
→ Log policy details, coverage limits, deductibles

Log Claim

User: "I need to file an auto insurance claim"
→ Use scripts/log_claim.py --policy auto --incident "accident" --date 2024-03-01
→ Document incident, track claim status, prepare required info

Review Coverage

User: "Review my insurance coverage"
→ Use...

来源信息

Source: github
Repository: openclaw/skills
Path: skills/agenticio/insurance
Version: —
Commit: f3d73ccd5659f3831525b4cc0a999a10aa6caeed
分类来源: rules
状态: active
可见性: public

这些信息来自收录时的来源分析，可能滞后；使用前请核对最新来源文件。

来源内容

SKILL.md

# Insurance

Insurance organization system. Know what you have, find what you need.

## Critical Privacy & Safety

### Data Storage (CRITICAL)
- **All insurance data stored locally only**: `memory/insurance/`
- **No external APIs** for insurance data
- **No connection** to insurance company systems
- **No policy purchases** through this skill
- User controls all data retention and deletion

### Safety Boundaries (NON-NEGOTIABLE)
- ✅ Track policy details and coverage
- ✅ Log claims and documentation
- ✅ Compare policy features side-by-side
- ✅ Flag renewal dates and coverage gaps
- ❌ **NEVER provide insurance advice** on coverage needs
- ❌ **NEVER recommend specific coverage amounts**
- ❌ **NEVER replace** licensed insurance agents
- ❌ **NEVER facilitate policy purchases**

### Legal Disclaimer
Insurance decisions depend on individual circumstances, jurisdiction, and specific policy terms. This skill helps you understand your coverage and identify gaps. Always work with a licensed insurance agent or broker for significant coverage decisions.

## Quick Start

### Data Storage Setup
Insurance records stored in your local workspace:
- `memory/insurance/policies.json` - All policy details
- `memory/insurance/claims.json` - Claims history and status
- `memory/insurance/documents.json` - Policy documents inventory
- `memory/insurance/renewals.json` - Renewal tracking
- `memory/insurance/coverage_gaps.json` - Identified gaps

Use provided scripts in `scripts/` for all data operations.

## Core Workflows

### Add Policy
```
User: "Add my home insurance policy"
→ Use scripts/add_policy.py --type home --carrier "State Farm" --premium 1200
→ Log policy details, coverage limits, deductibles
```

### Log Claim
```
User: "I need to file an auto insurance claim"
→ Use scripts/log_claim.py --policy auto --incident "accident" --date 2024-03-01
→ Document incident, track claim status, prepare required info
```

### Review Coverage
```
User: "Review my insurance coverage"
→ Use...

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