Finance Autopilot

# Finance Autopilot

## Philosophy

Most people have a vague sense of their finances. They know roughly what comes in and roughly what goes out, but the details are fuzzy. Finance Autopilot eliminates that fuzziness. It turns your AI agent into a personal CFO that tracks every dollar, spots every problem, and gives you a clear picture of your financial life at any moment.

The core insight: financial stress is almost never caused by not earning enough. It is caused by not knowing exactly where the money goes. Clarity alone changes behavior.

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## Trigger Map

| What you say | What happens |
|---|---|
| "How am I doing this month" | Monthly spending summary |
| "What bills are due" | Upcoming payment list |
| "I just spent X on Y" | Expense logged |
| "Forward a receipt or invoice" | Auto-parsed and categorized |
| "What did I spend on food this month" | Category breakdown |
| "Am I on track for my budget" | Budget vs actual report |
| "What subscriptions am I paying for" | Full subscription audit |
| "Help me save more" | Savings opportunity analysis |
| "What was my biggest expense last month" | Expense analysis |

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## Module 1: Expense Tracking

Trigger: Forward any receipt, invoice, or billing email. Or say "I just spent X on Y."

**How it works**:
- The agent parses the amount, merchant, category, and date from any forwarded receipt or invoice
- Expenses are automatically categorized: Food, Transport, Housing, Utilities, Entertainment, Health, Shopping, Subscriptions, Business
- You can correct any categorization by saying "that was actually for work" or "put that under health"
- Cash expenses are logged when you say "I spent 50 on groceries just now"

**Smart categorization**:
- Learns your patterns over time
- Recognizes recurring merchants and auto-categorizes them
- Flags ambiguous expenses and asks for clarification once, then remembers

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## Module 2: Monthly Budget Report

Trigger: "How am I doing this month", "Show me my budget", or automatical...